Post Office Superhit Scheme: Post Office Small Saving Scheme is the best option for safe investment as well as great returns. FD scheme run by the post office is also one of them. This is a safe and profitable investment option, which is being run by the post office. In the fixed deposit scheme, you can deposit money for 1, 2, 3 and 5 years.
Post Office Superhit Scheme
The interest rates on the Post Office FD scheme are often higher than those on bank FDs. And this investment is guaranteed by the Government of India. If you invest for 5 years, then you also get tax exemption on this deposit. The interest rates available in this fixed deposit scheme (Post Office Superhit Scheme) are revised by the government from time to time. Let us know how much return will be received in 1 year, 2 years, 3 years and 5 years on an investment of 3 lakhs in this scheme.
This much return will be available on a deposit period of 1 year
Any citizen living in the country can open an FD account by going to the nearest post office. If you start investing with 3 lakh rupees, then you will be given an interest rate of 6.8% on a deposit period of one year. If calculated according to this interest rate, then after a maturity of one year, you will get a total return of Rs 3,20,400. Out of which you will earn Rs 20,400 from interest only.
On a deposit period of 2 years
Similarly, if you invest Rs 3 lakh for a deposit period of 2 years, then you will be given an interest rate of 6.9% on this deposit. If you calculate according to this, then after 2 years you will get a total return of ₹ 3,41,400. Out of which you will earn ₹ 41,400 from interest only. Similarly, the longer the investment is made (Post Office Superhit Scheme), the higher the return will be.
On a deposit period of 3 years
Similarly, if you invest an amount of Rs 3 lakh for 3 years. On a deposit period of 3 years, 7.0 percent interest rate is going to be given. If you calculate in this way, then after 3 years of maturity, you will get an interest of ₹ 63,000. If you add the principal amount to it, then you get a total amount of ₹ 3,63,000.
On a deposit period of 5 years
If you make an FD of ₹3,00,000 for 5 years in this post office scheme. Then according to the interest rate fixed by the government, you will be given an interest rate of 7.50%. According to that (Post Office Superhit Scheme), you will get ₹1,12,500 as a return and if we talk about maturity, then you will get a total return of ₹4,12,500. Similarly, the more amount you invest, the more return you will get.
