If you want to invest in Sukanya Samriddhi Yojana for your daughter and are thinking of opening an account online from home, then first know how this account is opened.
Sukanya Samriddhi Yojana is a very popular scheme. This scheme has been started by the government for daughters, so that their future can be secured. This account can be opened in the name of a girl child up to 10 years of age. In this scheme, parents have to invest for 15 years. The scheme matures after 21 years. You can deposit a minimum of Rs 250 and a maximum of Rs 1.5 lakh annually in it.
Currently, this scheme is giving 8.2% interest. Being a long term scheme and getting the benefit of compounding, a good amount of money can be collected through this. This is the reason why most parents prefer to invest in this scheme in the name of their daughter. If you also want to invest in this scheme for your daughter and are thinking of opening an online account from home, then first know how this account is opened.
This is how Sukanya Samriddhi Account is opened
Fill the Sukanya Samriddhi Yojana form and attach all the required information, photographs and other documents like the girl’s birth certificate, photograph, guardian’s identity card etc. After this, go to the nearest bank branch or post office branch with the filled form and documents. Also take the original copy of all the documents with you. After this, the employees of the bank or post office where you are opening the account will check the form and match the attached documents with the original. After this the account will be opened.
There is no facility to open an account online
Sukanya Samriddhi Account can be opened in any authorized bank or post office. But both bank branches and post offices do not allow opening of SSY account online. You can definitely download its form from the website of the authorized bank or post office. However, after opening the account, you can do many related tasks online.
After opening the account, you can do these tasks online
- You can deposit money online.
- You can get the subsequent installments deducted online.
- You can check the balance online and also see the statement.
- You can transfer the account to another branch.
