Bank Account News: Every person saves some part of his income. Everyone has a bank account these days. Sometimes people open more than one account to take advantage of government schemes. If you too have opened more than one account (bank account limit) in the bank, then this news is going to be important for you.
It is mandatory for every person to have a bank account. Some people save through bank accounts, while others invest in banks to secure their future. Many times people are seen having more than one bank account. RBI has alerted those who open more than one account. Now RBI has made a new rule (RBI rules for bank accounts) for those who have more than one account (bank account details). Let us know through the news how many bank accounts you can open.
You can open bank accounts in this way-
Banks provide many facilities to their customers. The facility of opening an account is provided according to the needs and convenience of the customers. Customers can open a salary account, current account, savings account or joint account (uses of bank saving account) in the bank depending on their income, transactions and savings. Most customers open a savings account to save their money. This is a primary bank account. By depositing money in this account, you also get the benefit of good interest.
What is current and salary account –
Apart from savings account (Saving account ke fayde), many people also invest in current account. This account is usually for people of the business class. People who do business or whose transactions are very high. Such people mostly open current account instead of savings. Talking about salary account, it is a zero balance account (account opening with zero balance). In this, salary is credited every month, so there is no tension of maintaining the balance.
How many accounts can be opened in the bank-
At the same time, the name of the joint account itself suggests that two people can open a joint account together (Joint Account ke fayde). You can open a joint account with your partner and as far as the rules for opening these accounts are concerned, it is necessary to follow the rules issued by RBI (RBI guidelines for bank accounts) and the bank, but how many accounts can a person open. No limit has been fixed regarding this. Any customer can open different types of accounts according to his income and need.
More attention has to be taken in multiple savings accounts-
RBI has not put any such limit on bank customers and neither is there any limit on keeping accounts in the country. According to the current rules, any person can keep two, three or four accounts within the limit. However, it is necessary for you to follow the rules of RBI. If you manage multiple savings accounts with multiple banks efficiently while following the rules and regulations, then you do not need to take any tension for this. However, while keeping multiple savings accounts, you also have to pay attention to many things.
