Till date, about 49.49 crore Jan Dhan accounts have been opened in the country under PM Jan-Dhan Yojana. About Rs 2,00,958 crore is deposited in those accounts. RuPay cards have also been issued to these account holders, their number is 33.75 crore.
PM Jan-Dhan Yojana: With the goal that banking should be accessible to remote areas in the country, everyone should have a bank account, people should get direct benefit of government schemes, Prime Minister Jan-Dhan Yojana nine years ago. was started. In the last nine years, this scheme has become very elaborate.
Pradhan Mantri Jan-Dhan Yojana (PMJDY) Jan-Dhan Yojana was launched to provide financial help to the economically weaker sections of the society, insurance and other financial products related to pension, loan, investment, data on this scheme What do you say?
Jan Dhan Yojana Status
Till date, about 49.49 crore Jan Dhan accounts have been opened in the country under this scheme. About Rs 2,00,958 crore is deposited in those accounts. Not only this, RuPay cards have also been issued to these account holders. The number of RuPay cards issued is 33.75 crore. There are 27.49 crore women account holders.
Banking services offered within 5 km
According to the Finance Ministry, last mile delivery of basic banking services like cash deposit, cash withdrawal, intrabank or interbank fund transfer, balance inquiry and mini statement etc. are being provided to bank customers through banking outlets.
Government is monitoring the availability of banking outlets (Bank branch/Business Correspondent/India Post Payments Bank (IPPB) branch) within 5 km of all villages to provide banking services.
Under this, out of 6,01,328 mapped villages, 99.63% villages are covered by banking outlets through 1.71 lakh branches, 7.70 lakh BCs and 1.44 lakh India Post Payments Bank (IPPB).
Salient Features of the Scheme
- A Basic Savings Bank Deposit (BSBD) account for “every unconnected adult”.
- OD limit of Rs.10,000
- Free RuPay Debit Card with inbuilt accident insurance cover of Rs.2 lakh (Rs.1 lakh for accounts opened before 28.08.2018).
Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched in August 2014 with the objective of providing universal banking services by opening zero balance bank account to every unbanked household, which is the guiding principle of securing the unbanked, vulnerable and financing was based on.
