Atal Pension Yojana: In today’s time, everyone wants to have at least that much money in old age so that they can do their work and do not have to spread their hands in front of anyone. In view of these concerns of the common people, the central government is running many schemes so that we and all of you can secure our future i.e. old age. One of these schemes is Atal Pension Yojana.
Atal Pension Yojana (APY) is one such scheme of the Central Government. In which you get a lump sum pension every month, so that the life of the common man can be spent comfortably. In which you can get a good pension for yourself every month after a certain time.
Life will be easy
Under this scheme, you have to invest Rs 210 every month and after retirement you can get Rs 5,000 as pension every month. The specialty of this scheme is that the sooner you start investing in it, the more benefit you will get. In this scheme, you get pension amount every month according to your investment. Due to which your life can be cut comfortably.
Will get 1000 to 5000 rupees as pension
It is worth noting that Prime Minister Narendra Modi had started this (Atal Pension Yojana) scheme on 9 May 2015. That is, this scheme has been completed for more than 8 years. Under this scheme, after the age of 60 years, the investor gets monthly pension ranging from Rs. 1000 to Rs. 5000 thousand every month.
Such people can take advantage of Atal Pension Yojana
Any person between the age of 18 to 40 years can invest in Atal Pension Yojana. It is mandatory to invest in this scheme for at least 20 years. Any Indian can take advantage of this scheme. For this, it is necessary to have Aadhaar, mobile number and savings bank account.
Rs 5000 pension in Rs 210
In this scheme, if an 18 year old person deposits Rs 42 per month, they get a pension of Rs 1000 every month after the age of 60 years. While depositing Rs 84 will get Rs 2000, while depositing Rs 210 will get Rs 5,000 as pension every month. On the other hand, a person of 40 years will have to deposit Rs 1454 every month for a pension of Rs 5000. Similarly, different amounts have been fixed for different age groups.
pply for Atal Pension Yojana
- Anyone who is a citizen of India can apply.
- Whose age is between 18 to 40 years.
- Those who have Aadhaar linked bank account.
- Such a person who is not already taking advantage of this scheme.
- Take advantage of the Alt Pension Yojana like this
To take advantage of this scheme, you must first go to the official link
enps.nsdl.com/eNPS/NationalPensionSystem.html and then click on ‘APY Application’ and enter the Aadhaar card information. After this, an OTP will come on the entered mobile number, which will have to be entered and the information related to the bank account will have to be verified.
After this, after submitting, you activate the bank account and then fill the information
