Bank Account Alert: If you are also a bank account holder then this news is for you. Actually, today in this news we are going to tell you about four such mistakes, if made, your bank account will be closed. In such a situation, let us know the reasons in the news below, due to which your bank account may get closed…
In today’s time, almost everyone has their own bank account. Even many people have more than one bank account. People keep their hard-earned money in bank accounts, so that they can use this money when needed. On opening a bank account, many other facilities like debit card, check book, internet banking are also available. Bank accounts are savings, zero balance or current accounts.
Even though we keep using our bank accounts, many people have a problem that they do not use their bank accounts. Perhaps you may not know that some of our mistakes can even get our bank account closed. Therefore, it is important to keep some things in mind after opening a bank account. So let us tell you about this. In this news you can know the reasons due to which your bank account may get closed…
If no transaction has taken place in two years-
If you have not made any transaction in any of your bank accounts (savings, current or zero balance account) in the last 2 years, then the bank has put these accounts in the list of non-operative bank accounts. goes. At the same time, when the account becomes inoperative, then such bank accounts become inactive.
When money comes from somewhere without proof-
Imagine if a huge amount suddenly appears in your bank account from nowhere. For example, if Rs 1 crore comes into your account from somewhere, and you do not have proof of this money. So in such a situation the bank freezes your bank account, and you are even investigated by the Income Tax Department.
On not getting KYC done-
It is mandatory for every bank customer to get KYC done. At the same time, according to the rules of Reserve Bank of India, the account holder has to update KYC once in three years. But if a customer does not do this, then your account is frozen by the bank.
In case of suspicious transaction-
If suspicious transactions start happening in an account holder’s bank account, suddenly a lot of money starts coming from abroad, a lot of shopping starts happening abroad etc. So even in such a situation, the bank account is frozen by the bank. However, once the case is found correct, the bank account is reinstated.
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