Sarkari Yojana: If you are also worried about your daughter’s future, then this news can be a little relieving for you. Let us tell you that through this government scheme, daughters will get 15 lakh rupees. Let us know about it in detail.
When children start growing up, parents start thinking about their future. Be it education or marriage. In Indian society, people do a lot of planning for their daughters. If you are also thinking of doing something for your daughter’s financial future, then investing in Sukanya Samriddhi Yojana can be a better option.
Sukanya Samriddhi Yojana is a government scheme, which is specially made for daughters. In this, you get high interest on investment and there is also tax exemption. Also, it is a safe investment plan where your money is safe. A large amount is not required to invest in this scheme. You can open an account for this with just Rs 250.
Interest at the rate of 7.6 percent on investment-
Under Sukanya Samriddhi Yojana, an account can be opened for a daughter below 10 years of age. In this scheme, 7.6 percent interest is available on investment. In this scheme, your money doubles in 9 years and 4 months. If you save Rs 100 daily for your daughter in this scheme, you will get Rs 15 lakh. If you save Rs 416 daily, then there will be a fund of Rs 65 lakh on maturity.
Sukanya Samriddhi Yojana (SSY) is a small savings scheme of the central government. It was launched in the year 2015 under the Beti Bachao Beti Padhao scheme. Sukanya is the scheme with the best interest rate among small savings schemes.
Account can be opened in post office-
Under Sukanya Samriddhi Yojana, an account can be opened in any authorized branch of post office or commercial branch. Daughters can withdraw money from this account at the age of 21 years. Under Sukanya Samriddhi Yojana, a maximum of Rs 1.5 lakh can be deposited annually. After opening a Sukanya Samriddhi Yojana account, it can be continued till the girl turns 21 years old or gets married after the age of 18 years.
How to fund 15 lakh rupees-
If you invest 3000 rupees every month in this scheme, i.e. 36000 rupees annually, you will get 9,11,574 rupees after 14 years at the rate of 7.6% annual compounding. After 21 years, i.e. at maturity, this amount will become around 15,22,221 rupees. That is, if you save and deposit 100 rupees daily, then you can create a fund of 15 lakh rupees for your daughter. At the same time, you can save up to 416 rupees daily and add 65 lakh rupees.
