Pension Scheme: If you are also a farmer then this news is for you. Actually, today in this news we are going to tell you about a government scheme through which you can get a pension of Rs 5,000 every month… Read the news completely to know the complete details related to this scheme.
In today’s era, the biggest concern for employed people is their old age. Now pension has been abolished even in government jobs. However, pension is still being given to old government employees. But, this is not the case with new employees. Pension is a type of fund in which money is added during the employment years of an employee and that money is paid to the employee after his retirement. The pension amount is also paid per month and can be paid in one go.
At the same time, if we talk about people in private jobs, farmers and those who have their own business, then they also do not get the benefit of pension. This is the reason why people are often worried about their old age. But, now you have no need to worry. You can avail pension of up to Rs 5,000 per month after retirement by investing in the government’s Atal Pension Scheme. Especially the farmers can secure their old age through this pension scheme. In such a situation, if you are also worried about your income, then let us tell you in detail about this scheme.
What is Atal Pension Yojana?
Atal Pension Yojana is a government scheme, which is run by the Government of India. Under this scheme, pension is given in old age and the beneficiaries of the scheme get a chance to get regular pension. Along with this, the objective of this scheme is to provide pension facility to the people of unorganized sector. This scheme was launched by Prime Minister Narendra Modi on 9 May 2015. Under the scheme, people above 60 years of age are given a pension ranging from Rs 1,000 to Rs 5,000 every month. Along with this, investment in the scheme is possible for any person between 18 years to 40 years. This scheme requires an investment of at least 20 years.
These documents are necessary for pension-
If you want to avail the benefits of Atal Pension Yojana, you must have Aadhar card, active mobile number and savings bank account. Money is deducted from your account every month on the basis of how much pension you want to take after retirement or in old age. Under this scheme, to get monthly pension between Rs 1 to 5 thousand, you have to pay Rs 42 to 210 every month.
How will you get the benefits of the scheme?
If a person deposits Rs 42 per month at the age of 18, then after 60 years he will get a pension of Rs 1000 every month. Whereas, if he deposits Rs 84 per month, he will get a pension of Rs 2000 every month. Similarly, if he deposits Rs 210 per month, he will receive a pension of Rs 5000 every month. At the same time, to get a pension of Rs 5,000, a 40 year old person will have to deposit Rs 1454 per month. Similarly, different amounts have been determined for persons between 19 years to 39 years. You can get this information online or by visiting the bank. You can avail the benefits of this scheme by paying installments as per your convenience.
