Post Office Saving Scheme: People definitely want to save something out of their hard earned money so that they do not have to spread their hands in front of anyone at the time of need. If you also want to save some of your earnings and invest it in such safe places where you can get strong interest and good returns.
You don’t have to go far for this. You can deposit or invest your money (Post Office Saving Scheme) by opening a post office account near your home. In fact, there is a post office in almost all the villages of the country.
In such a situation, keeping in mind the interests of the common people of the country, the post office has run many savings plans, in which the customers also get good returns on maturity of high interest rates. Let us know about those super hit schemes of the post office.
Post Office Saving Schemes
Sukanya Samriddhi Yojana
Under the ‘Beti Bachao Beti Padhao Campaign’, the Modi government at the Center has started the Sukanya Samriddhi Yojana. You can open your girl’s account in the post office under this scheme. Under this scheme, interest is being received at the rate of 8 percent. Under this scheme, the maximum age of the girl child should be less than 10 years.
National Savings Certificate Scheme
Post Office National Savings Certificate Scheme is one of the best schemes. In this, investors are getting interest at the rate of 7.7 per cent.
National Savings Time Deposit
Post Office’s National Savings Time Deposit is also a great savings scheme. Under this, investors get 7.5 percent interest for a maximum period of 5 years. While interest is available at the rate of 7 for three years, 6.9 for two years and 6.8 per cent for one year.
Kisan Vikas Patra
Vikas Patra Scheme is a great scheme for the farmers. If you are a farmer then you can also open an account under this scheme in the post office. Under this scheme, investors are getting interest at the rate of 7.5 percent. According to an estimate, the deposit amount of investors under this scheme doubles in about 10 years.
monthly income scheme
Post Office Monthly Income Scheme is a popular scheme of the post office. Under this, investors get interest at the rate of 7.4 percent. While senior citizens get the benefit of interest at the rate of 8.2 percent under this scheme.
Mahila Samman Savings Scheme
The government is running several schemes to make women financially self-dependent. One of these is Mahila Samman Savings Scheme. Under this scheme, women can also open their account in the post office. In this, women get interest at the rate of 7.5 percent.
Public provident fund scheme
An account can be opened in the post office under the Public Provident Fund (PPF) scheme. In this, the depositors are getting 7.1 percent interest rate on the deposited amount.
Strong interest is available on RD
Money can be deposited under the Recurring Deposit account in the post office. Interest is being received at the rate of 6.2 percent on RD account in the post office.
Good interest is also available on savings account
Along with this, a savings account can also be opened in the post office. The post office is paying interest at the rate of 4 per cent to its savings account holders on their deposits.
