Sukanya Samriddhi Scheme: If you also have a 5 year old daughter and you are confused about which account to open for her… then there is no need to take any tension at all. You can open Sukanya Samriddhi account for your daughter.
Sukanya Samriddhi Scheme: If you also have a 5 year old daughter and you are confused about which account to open for her… then there is no need to take any tension at all. You can open Sukanya Samriddhi account for your daughter. If you invest Rs 50,000 every year in this account, then on maturity your daughter will get more than Rs 22 lakh, which you can use for your daughter’s education or marriage.
This scheme being run by the Central Government is quite safe. Due to the interest received in this scheme, customers get a huge fund on maturity. At present, the government is providing the benefit of interest at the rate of 8 percent on this scheme.
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Have to invest for 5 year old daughter
For example, suppose your daughter is 5 years old and you start investing for her from 2024, then how much money will your daughter get on maturity?
Invest Rs 50,000 every year
If you invest Rs 50,000 annually for your daughter, then you will have to invest the money in this government scheme till the year 2039. During this entire period you will invest a total of Rs 7,50,000. At the same time, you will get Rs 14,94,845 as interest on this.
Daughter will get Rs 22 lakh on maturity
When your daughter turns 18, you can withdraw some amount from her account. At the same time, if your account matures in the year 2045, you can withdraw the entire amount at that time. At this time, along with the deposit of Rs 7,50,000, you will also get Rs 14,94,845 as interest. That means you will get a total of Rs 22,44,845.
What is the specialty of the scheme?
To open an account in this government scheme, the age of the daughter should be less than 10 years, in which investment is made continuously for 15 years. This is a joint account, in which money can be withdrawn from the account when the child turns 21 years of age. This scheme is completely tax free.
