EPFO: PF account does the work of providing financial security to people after retirement. It is one of the biggest social security initiatives run by the government in India. Employees’ Provident Fund Organization (EPFO) manages the PF of the employees in India.
EPFO: PF account does the work of providing financial security to people after retirement. It is one of the biggest social security initiatives run by the government in India. Employees’ Provident Fund Organization (EPFO) does the work of managing the PF of the employees in India. EPFO is running three schemes for the employees working in industry and offices. EPF Scheme 1952, Pension Scheme 1995 (EPS) and Insurance Scheme 1976 (EDLI) are the three schemes of the government which cover the employees under PF and pension coverage. Currently the EPF interest rate is 8.15%. It is important that employed people keep checking their PF account continuously to see how much balance is there in it.
Why is it important to check PF balance regularly?
Checking PF balance frequently ensures that there is no discrepancy in the amount deposited or any other account related information. PF balance is an important part of employee’s savings. Keeping a regular check on this will help you keep track of your savings. Now the government is also giving the benefit of the service of many government schemes online. The government is also providing similar facility for your PA account. Now you can know your pf balance even without the help of internet.
You can know the balance in 4 ways
In total, you can know your PF balance in four easy ways. You can know your balance offline as well as online. There is no need to know your PF office for this.
How to check pf balance at home
1. You can check balance through missed call
Give a missed call on 011-22901406 from your registered mobile. The call will be automatically disconnected after the ringer and immediately after that you will receive an SMS with information about your EPF account data. It will contain information about the balance of your EPF account.
2. You can know your balance through SMS
You can know your EPF balance from your registered mobile number. To check your PF balance online one has to send an SMS to EPFO. By sending an SMS to 7738299899, you can check your balance by giving your UAN and the last four digits of your bank account number. However, for this your mobile number should be registered with EPFO.
3. Check balance by visiting the online portal
You can check the passbook by visiting the EPFO site. For this, one has to login on the EPFO website with the UAN number. UAN is a 12 digit number that is given to all EPFO members. One has to login through UAN by visiting the EPFO website. There you have to click on the member passbook. Here you can see your passbook.
4. UMANG Portal
You can also check your balance using the EPFO app on the UMANG platform. The UMANG app can be downloaded from Google Play, App Store and Windows Store
